Feel the fear, suck it up and CHANGE!
March 30, 2009 | 16 Comments
Change bothers some folks. The very idea of changing their routines or habits makes their poor little hearts beat harder. Usually, it is because they are so comfortable in the rut they have dug, that even if they are headed down the wrong path, they will stay on it because it doesn’t involve any change.
People sit in room they hate because they don’t have the energy or the inclination to change the furniture around or to paint the room. People are afraid to look in the mirror or step on the scale because they know they are overweight and to change their result, they would have to change the way they eat. I know people who are afraid to go to the doctor for fear of finding something wrong simply because it would change their lifestyle. This list could go on and on. You can think of dozens of ways people you know fear change. You probably even have areas in your life that you are afraid to change.
As for me, I love change. I have routinely moved offices every couple of years. I move houses a lot too. I would buy a new house and move every two years if I could talk my wife into it. I have lived in my current house for five years which is nearly an all time record for me. Change is exciting to me. It gives me a chance to clean up and clean out and to go to work on a new space. It’s like starting over physically and psychologically. I make changes in my personal life as well. I like to try new things and go new places and do things I haven’t done before.
However, the reality is that most people won’t change – even when they know they should. Why? Lots of reasons. Fear is certainly one of them.
Nothing works!!!!!!
March 13, 2009 | 32 Comments
Nothing works.
That’s right. Nothing. Let me explain.
The economy doesn’t work. It never really did very well but it was growing so fast and there was so much money that we didn’t notice. We were ahead of the problem. Then our greed caught up with us and we hit a wall and we weren’t ahead of the problem any longer. Then it became evident, that the economy didn’t work at all. It was all a ruse.
Government doesn’t work. It’s trying right now for the first time in a good long while but the parties are so busy fighting for their own party agendas that we are at a gridlock on a lot of good ideas and passing a lot of bad ideas. It’s not about US or even U.S. but about what they (the Republicans and the Democrats) want FOR us.
Sadly, that is only one example of how our government doesn’t work. We could move on to Welfare. It doesn’t work and is being abused by millions. What started out as a good thing has created a portion of society that are now fifth generation welfare recipients. That helping hand for people in trouble has become a way of life. FEMA. It doesn’t work. Do I really have to even mention Katrina? Take a drive through the 9th Ward today and tell me what you think. Our entire infrastructure doesn’t work. Bridges are falling down and roads are crumbling while people build (or don’t build) bridges to nowhere. Social Security doesn’t work. There won’t be any left for you or your kids because it’s practically bankrupt now: but don’t worry, we will go deeper in debt to “save it.”
Can all this bad really be good?
March 4, 2009 | 16 Comments
Can all this bad really be good?
Things are tough. It seems that “how bad things are” is the theme of nearly every newscast and talk show. I even spend much of my time on television talking about our economic woes. The economy has gone to hell and the stock market sucks and foreclosures, layoffs and unemployment rates are soaring. I get it – it’s bad. But let’s consider this question: Can a bad economy, layoffs, bailouts, foreclosures, bank failures, and government corruption really be a good thing? Absolutely.
Let’s look at the positive impact this economic downturn will eventually have on the credit industry. Just think, we are going to reach the place where credit is going to be given based on a person’s ability to repay the loan. Loan applications will have to be accurate. The amount loaned will be based on the real value of the asset instead of some inflated amount. A definite good thing.
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